Western & Southern Financial Group, Inc. provides consumer and business financial services. It offers life insurance products, including whole life, term life, universal life, and accident insurance; critical-illness insurance; fixed, variable, and income annuities; mutual funds; retirement planning and personalized needs analysis; guaranteed income products; low-cost annuity products and fee-based products; and lifetime income planning tools. The company also provides investment management services comprising asset management and real estate investment advisory services, and charitable giving services; and tax-advantaged investment strategies for wealth accumulation and preservation. In addition, it offers money market accounts, certificates of deposit, individual retirement account certificates of deposit, and interest bearing checking accounts to insurance beneficiaries; mortgages and loans; investment solutions, including small cap growth and relative value equity, ultra short and core fixed income, and active core and high yield fixed income, as well as private equity limited partnerships.