Wayne Savings Bancshares, Inc. operates as the unitary thrift holding company for Wayne Savings Community Bank that provides consumer and business financial services to individuals, business, and other organizations in the United States. It accepts various consumer and commercial deposits, including checking, savings, money market, term certificate of deposit, and individual retirement accounts. The company also originates one-to-four family residential real estate, multi-family residential, commercial, and nonresidential real estate loans, as well as non-real estate secured commercial, consumer, and construction loans. It operates 11 full-service offices in the Wayne, Holmes, Ashland, Medina, and Stark counties. The company was founded in 1899 and is headquartered in Wooster, Ohio.