United Security Bancshares operates as the holding company for United Security Bank that provides a range of commercial banking services primarily to the business and professional community, and individuals in California. The company offers various deposit products, including personal and business checking accounts, savings accounts, interest-bearing negotiable order of withdrawal accounts, money market accounts, and time certificates of deposit. Its loan portfolio consists of real estate mortgage, commercial and industrial, real estate construction, and consumer loans, as well as agricultural and lease financing. The company also offers a range of services, such as cashiers checks, travelers checks, money orders, foreign drafts, safe deposit boxes, payroll direct deposit, and ATM services, as well as Internet banking services to its commercial and retail customers. In addition, it provides wealth management, employee benefit, insurance, and loan products, as well as consulting services. United Security Bancshares operates 11 banking branches, 1 construction lending office, and 1 financial services office in Fresno, Madera, Kern, and Santa Clara counties. The company was founded in 1987 and is headquartered in Fresno, California.