Q2 Holdings, Inc. provides secure cloud-based virtual banking solutions to regional and community financial institutions (RCFIs). It offers Q2online, a browser-based virtual banking solution that delivers RCFI-branded virtual banking capabilities, such as account access, check balancing, funds transfers, bill pay, processing recurring payments, statement viewing, and new products and service applications; supports single and batch ACH processing, payroll, state and federal tax payments, and domestic and international wires; and provides management functionality. The company also provides Q2 Risk & Fraud Analytics, a security analytics solution for customers to detect and block suspect transactions in virtual banking solutions; and Q2 Treasury that allow business accounts to manage transactions by restricting transactions based on accounts, subsidiaries, approval levels, user roles, and date and time, as well as geographic location.