New Zealand Post Limited, together with its subsidiaries, provides postal, banking, business solutions, and courier and logistic services to individuals and businesses primarily in New Zealand and Australia. It operates in Postal Services and Banking Services segments. The company engages in the packaging and delivery of mail products, and associated retail services; and provision of financial management services. It also provides airline freight services; business process outsourcing; print, create mail, and data management services; personal and business banking services, and investment products; mortgage services; print, digital and mobile directional media services; financing services; and insurance services, as well as acts as issuer of perpetual preference shares.