Jacksonville Bancorp, Inc. is financial holding company. The Company owns 100% of the outstanding shares of its wholly owned subsidiary, The Jacksonville Bank (the Bank). Its only business is the ownership and operation of the Bank. The Bank is a Florida state-chartered commercial bank. The Bank provides a range of community banking services to businesses and individuals through its eight branches, as well as online banking through its virtual branch. Its primary business segment is community banking and consists of attracting deposits from the general public and using such deposits and other sources of funds to originate commercial business loans, commercial real estate loans, residential mortgage loans, and a range of consumer loans. The Company offers a range of commercial and retail banking services. It focuses on specialized services for small business owners with a particular focus on professional services, wholesalers, distributors and other service industries.