BankGuam Holding Company is a Guam-based bank holding company. The Company’s subsidiaries include Bank of Guam (the Bank), BankGuam Investment Services (BGIS) and ASC Trust LLC. The Company provides a range of banking services through the Bank. The Bank provides a range of financial services to individuals, businesses and government entities through its branch network. The Bank’s primary deposit products are demand deposits, savings and time certificates of deposit, and its primary lending products are consumer, commercial and real estate loans. The Bank also provides many other financial services to its customers, including trade financing and trust services. The Bank operate through 17 full-service branch offices. The Company also offers credit life, health, auto and homeowners insurance through, BGIS, as agents for various insurance companies. BGIS is an investment company. BGIS is primarily involved in providing investment advisory services and trading securities for its customers.