Arthur J. Gallagher & Co. designs, and administers a full array of property/casualty insurance and risk management programs. The company also furnishes a broad range of risk management services including claims and information management, risk control consulting and appraisals to help corporations and institutions reduce their cost of risk. In addition, the company assists clients in all areas of their employee health/welfare and retirement plans, including plan design, funding and administration. Gallagher has operations in 15 countries and, through the Gallagher Optimus Network and its international operations, Gallagher offers client-service capabilities in more than 100 countries around the world.