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The "Equator Principles" are a financial industry benchmark for determining, assessing and managing social & environmental risk in project financing. The Equator Principles Financial Institutions (EPFIs) have adopted these Principles in order to ensure that the projects we finance are developed in a manner that is socially responsible and reflect sound environmental management practices. By doing so, negative impacts on project-affected ecosystems and communities should be avoided where possible, and if these impacts are unavoidable, they should be reduced, mitigated and/or compensated for appropriately. We believe that adoption of and adherence to these Principles offers significant benefits to ourselves, our borrowers and local stakeholders through our borrowers’ engagement with locally affected communities. We therefore recognize that our role as financiers affords us opportunities to promote responsible environmental stewardship and socially responsible development.